Join regulatory experts Samantha Gale of CAPL and Ray Basi of MBERB for an essential overview of the newly enacted Mortgage Services Act. Samantha Gale represents the Canadian Association of Private Lenders (CAPL), which provides regulatory guidance and support to mortgage lenders throughout Canada. Ray Basi leads  Mortgage Broker Education by Ray Basi (MBERB), a specialized education provider for BC mortgage brokers.

This introductory session will outline the key provisions of the Mortgage Services Act, highlight significant changes for brokers, lenders, and service providers, and discuss critical compliance requirements coming into effect. Attendees will benefit from the practical insights and regulatory experience of Samantha and Ray as they explore the Act’s goals, its impact on the industry, and immediate steps organizations should consider.

This session is the first in a series, with future webinars to address detailed topics such as licensing, consumer protections, operational requirements, and enforcement. Attend to build a solid foundation in the new legislative landscape and take the opportunity to learn directly from Canada’s leading authorities in mortgage regulation and education.

Join us to ensure you are prepared to navigate the new regulatory landscape under the Mortgage Services Act.

DATE: September 18, 2025
TIME: 10am – 11am PT/1pm-2pm ET

Speakers:

Ray Basi, LL.B., J.D.

Mortgage Broker Educator (current)
• Mortgage Broker Education by Ray Basi (MBERB)

Director of Education and Policy (11 years)
• Canadian Mortgage Brokers Association of BC (CMBA-BC)
• Mortgage Brokers Institute of BC (MBIBC)

Head of Information and Privacy (3 years)
• Financial Institutions Commission of BC (FICOM),
• Predecessor of BC Financial Services Authority (BCFSA)

Director of Information and Privacy (4 years)
• For four BC provincial government ministries
Lawyer in private practice (16 years)

Samantha Gale, LL.B., J.D, LL.M., CAPL

Samantha Gale is a highly qualified regulatory expert with extensive knowledge in mortgage and real estate issues, lending practices, and finance law and regulation. With a Master of Laws from Osgoode Hall Law School, specializing in banking and financial law, and a law degree from the University of British Columbia, Samantha has a deep understanding of Financial Transactions, Trusts and Estates. As the former CEO of the Canadian Mortgage Brokers Association – BC and the Mortgage Brokers Institute of BC, she has a wealth of experience in the Canadian mortgage and finance industry.

Samantha’s expertise shines through in every conversation, making her one of the most knowledgeable figures in the field. She also played a prominent role in the Cullen Commission, advocating for modernized legislation with balanced rules that serve their intended purpose. Much of Samantha’s expertise stems from her 15-year stint with the BC Financial Institutions Commission (FICOM, now BCFSA), a regulatory agency of the province’s Ministry of Finance, which gave her the opportunity to take a “deep dive” into various statutes and legal issues.