Bill C-15 (Budget Implementation Act) received Royal Assent on March 26, 2026, and includes a new Stablecoin Act establishing a federal, Bank of Canada–supervised regime for fiat-backed stablecoins used for payments (and as a store of ...

As brokerages transition from the former Mortgage Brokers Act approach to the Mortgage Services Act (MSA) framework, it’s important to distinguish between a licensed branch office and a “home office” ...

Too many Canadians are being scammed by fraudsters who impersonate banks with convincing calls, texts, and “security” prompts—then drain accounts in minutes. What’s especially troubling is what happens after: victims ...

FSRA’s newly released Enforcement Annual Report (Fiscal 2024–25) offers a clear snapshot of how Ontario’s financial services regulator is stepping up oversight to protect consumers and strengthen market conduct. Enforcement ...

Ontario’s Homeowner Protection Act (HPA) took effect on June 6, 2024. It changes how certain notices can appear on a home’s title and removes a common source of last-minute surprises ...

Canada’s anti-money laundering (AML) rules just got sharper teeth—and mortgage lenders and brokers are squarely in the spotlight. Over the past two years, the federal government has moved from signalling ...