As brokerages transition from the former Mortgage Brokers Act approach to the Mortgage Services Act (MSA) framework, it’s important to distinguish between a licensed branch office and a “home office” ...
Too many Canadians are being scammed by fraudsters who impersonate banks with convincing calls, texts, and “security” prompts—then drain accounts in minutes. What’s especially troubling is what happens after: victims ...
FSRA’s newly released Enforcement Annual Report (Fiscal 2024–25) offers a clear snapshot of how Ontario’s financial services regulator is stepping up oversight to protect consumers and strengthen market conduct. Enforcement ...
Ontario’s Homeowner Protection Act (HPA) took effect on June 6, 2024. It changes how certain notices can appear on a home’s title and removes a common source of last-minute surprises ...
Canada’s anti-money laundering (AML) rules just got sharper teeth—and mortgage lenders and brokers are squarely in the spotlight. Over the past two years, the federal government has moved from signalling ...
In a move aimed at improving housing affordability, the Ontario government announced on March 25, 2026 a proposed enhanced HST rebate on eligible new homes. If implemented, this program ...
Kirby v. Turner, 2026 BCSC 510 (Supreme Court of British Columbia) A B.C. Supreme Court case out of Kelowna shows how easily a real estate transaction can be hijacked when ...
Private mortgage deals often move fast, rely on relationships, and lean on professionals to make transactions feel safe. A recent Law Society of British Columbia discipline decision is a reminder ...
What this case is about Ontario’s regulator (FSRA) settled an enforcement matter involving a licensed mortgage broker, his supervised agent, and a related lending company used to advance funds. The ...
In Ghotaymi v. BCLC (2026 BCSC 191), the court upheld a risk-based approach to anti-money laundering controls that is directly relevant to mortgage brokers, lenders, and other mortgage service providers. ...
